How Much Does Financial Planning Cost in Boston, MA?
2026 local pricing guide for financial planning in Boston, MA with cost breakdowns and provider data.
Boston, MA Average
$1,250 – $3,750
Most homeowners pay around $2,500
Low
$1,250
Typical
$2,500
High
$3,750
Based on national averages adjusted for MA cost of living (+25% vs. national average).
We're expanding our financial planning provider directory in Boston, MA. Check back soon for local provider listings and reviews!
Are you a financial planning pro? Claim your free listingGet Quotes from Financial Planning Pros in Boston
Compare ratings, read reviews, and request a quote
Financial Planning Cost Breakdown in Boston, MA
| Project Type | Low | Typical | High |
|---|---|---|---|
| Comprehensive Financial Plan | $1,250 | $3,125 | $6,250 |
| Retirement Planning Session | $375 | $940 | $1,875 |
| Estate Planning Consultation | $250 | $625 | $1,250 |
| Ongoing Advisory (annual) | $2,500 | $6,250 | $18,750 |
| Hourly Financial Consultation | $190 per hour | $375 per hour | $625 per hour |
| College Savings Plan Review | $250 | $625 | $1,250 |
Prices adjusted for Boston, MA cost of living. Actual costs may vary. Get multiple quotes for accurate pricing.
Factors That Affect Financial Planning Cost in Boston
- Complexity of financial situation
- Fee structure (flat fee, hourly, AUM percentage)
- Advisor credentials (CFP, CFA, CPA)
- Scope of services (investments, insurance, estate, tax)
- Assets under management
- Ongoing vs. one-time engagement
Frequently Asked Questions
How much does financial planning cost in Boston, MA?
Financial Planning in Boston, MA typically costs $1,250 to $3,750, with most homeowners paying around $2,500. Costs vary based on project scope, materials, and the contractor you hire.
How many financial planning providers are in Boston?
We are building our directory of financial planning providers in Boston. Check back soon or browse nearby cities for provider options.
How much does a financial advisor cost?
Financial advisors charge in several ways: flat fees ($1,000 to $5,000 per plan), hourly rates ($150 to $500), or a percentage of assets under management (0.5% to 1.5% annually). Fee-only advisors charge directly; commission-based advisors earn from product sales.
Do I need a financial advisor?
Consider a financial advisor if you have complex finances, are approaching retirement, have a major life event (inheritance, marriage, divorce), or want help with tax-efficient investing. DIY investors with simple needs may not need one.
What is the difference between a financial advisor and financial planner?
A financial planner creates comprehensive plans covering budgeting, retirement, insurance, and estate planning. A financial advisor is a broader term that includes anyone who provides financial guidance, including investment managers and insurance agents.
Related Cost Guides for Boston, MA
Ready to get started?
Compare quotes from top-rated financial planning professionals in Boston, MA.
Browse Providers in Boston→