How many financial_advisors are in St James City, FL?

There are currently 2 verified financial_advisors listed in St James City, FL. We continuously update our directory to ensure you have access to the most current information.

What is the average rating for financial_advisors in St James City?

Ratings vary across financial_advisors in St James City. Browse individual listings to see specific ratings and reviews.

Is it free to request a quote?

Yes, requesting a quote through our directory is completely free. Simply click "Request a Quote" on any professional's listing and fill out the form. The professional will reach out to you directly.

Top Financial_advisors in St James City, FL

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About Financial_advisors in St James City, FL

St James City has 2 financial advisors available to help you navigate investment, retirement, and estate planning decisions. The median cost for a Flat-Fee Comprehensive Financial Plan is $3,250. As you explore your options, consider reaching out to advisors in nearby cities like Miami, Jacksonville, Tampa, St. Petersburg, and Boca Raton if you want to expand your search. Financial advisors in this area offer a range of fee structures—from hourly consultations to assets-under-management arrangements—so you can find an approach that matches your needs and budget.

Cost guidance

A Flat-Fee Comprehensive Financial Plan in St James City typically costs around $3,250. This fee structure works well if you want upfront clarity on costs without ongoing percentage-based charges. Many advisors also offer hourly consultations for smaller questions, annual retainer arrangements for ongoing guidance, or assets-under-management fees if you prefer advisors to charge based on portfolio size. Compare fee structures across advisors to understand which model aligns with your financial situation.

How to choose a financial advisor in St James City

Verify credentials and any relevant licenses through official state and federal databases before your first meeting.

Ask whether the advisor is a fiduciary—meaning they're legally required to act in your best interest.

Request a written explanation of their fee structure, including whether they earn commissions from product sales.

Discuss their experience with your specific goals, whether retirement planning, estate coordination, or tax strategies.

Ask for references from clients with similar financial situations to yours.

Clarify what ongoing communication and reviews you'll receive after your initial plan is complete.

Quality signals to look for

Look for advisors who provide transparent fee schedules in writing and are willing to explain their investment philosophy clearly. A good sign is when an advisor asks detailed questions about your goals, timeline, and risk tolerance before recommending anything. Be cautious of advisors who pressure you to make immediate decisions, refuse to put agreements in writing, or avoid discussing fees upfront. Verify that anyone claiming to offer investment advice is registered or exempt from registration with the appropriate regulatory bodies.

Common financial_advisor services

Assets Under Management (AUM) Fee

Advisor charges a percentage of the total assets they manage for you, typically adjusted annually based on portfolio size.

Flat-Fee Comprehensive Financial Plan

One-time fee for a detailed written financial plan covering investments, retirement, tax, and estate strategies.

Hourly Financial Consultation

Pay-per-hour rate for advice on specific questions or topics without committing to ongoing management.

Retirement Planning Package

Focused service addressing income projections, Social Security timing, pension options, and withdrawal strategies.

Estate Planning Coordination

Advisor works with your attorney to align investments and accounts with your will, trusts, and beneficiary designations.

Tax-Loss Harvesting Service

Strategic selling of investments at a loss to offset capital gains and reduce your annual tax liability.

Annual Advisor Retainer (Flat-Fee Ongoing)

Fixed yearly fee for unlimited consultations and portfolio reviews throughout the year.

Frequently asked questions

How much does a Flat-Fee Comprehensive Financial Plan cost in St James City?

The median cost is $3,250. However, fees vary based on the complexity of your situation, the advisor's experience, and the scope of the plan. Always request a detailed fee quote before committing.

How many financial advisors are available in St James City, FL?

There are currently 2 financial advisors listed in St James City. If you want to expand your options, nearby cities including Miami, Jacksonville, Tampa, St. Petersburg, and Boca Raton have additional professionals.

What fee structures do financial advisors in St James City offer?

Advisors in the area offer multiple fee models: hourly rates for consultations, flat fees for comprehensive plans, assets-under-management percentages, annual retainers, and service-specific packages like retirement planning or estate coordination. Compare structures to find what works for your budget.

How do I choose a financial advisor in St James City?

Start by verifying credentials and understanding their fee structure. Ask whether they're a fiduciary, request references, and ensure they take time to understand your specific goals before making recommendations. A good advisor will provide everything in writing and explain their approach clearly.

What should I ask a financial advisor before hiring them?

Ask about their credentials, experience with your type of financial situation, their fee structure and any potential conflicts of interest, whether they're a fiduciary, and what ongoing support you'll receive. Request references and a written proposal outlining services and costs.