How many financial_advisors are in St Paul, MO?

There are currently 1 verified financial_advisor listed in St Paul, MO. We continuously update our directory to ensure you have access to the most current information.

What is the average rating for financial_advisors in St Paul?

Ratings vary across financial_advisors in St Paul. Browse individual listings to see specific ratings and reviews.

How do I choose a financial_advisor in St Paul?

When choosing a financial_advisor in St Paul, consider their ratings, review count, specializations, and location. We recommend requesting quotes from 2-3 professionals to compare services and pricing.

Is it free to request a quote?

Yes, requesting a quote through our directory is completely free. Simply click "Request a Quote" on any professional's listing and fill out the form. The professional will reach out to you directly.

Top Financial_advisors in St Paul, MO

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About Financial_advisors in St Paul, MO

St Paul, MO has 1 active financial advisor available. The financial advisory market in this area is limited, so you may want to expand your search to nearby cities like St. Louis, Kansas City, Chesterfield, and Clayton, which have larger pools of professionals. When evaluating advisors, confirm their credentials and fee structure upfront to ensure alignment with your financial goals and budget.

Cost guidance

A Flat-Fee Comprehensive Financial Plan in St Paul typically costs around $3,250. This service provides a detailed roadmap for your finances without ongoing management fees, making it suitable if you prefer a one-time planning engagement. Other advisors may charge hourly rates, AUM-based fees, or retainer arrangements depending on the scope of services you need.

How to choose a financial advisor in St Paul

Verify the advisor's licenses and registrations with the SEC, FINRA, or state regulators before engaging.

Ask whether the advisor is a fiduciary—meaning they are legally required to act in your best interest.

Request a written explanation of all fees upfront, including whether they charge hourly, flat-fee, AUM, or retainer models.

Discuss their experience with your specific financial situation, such as retirement planning, estate coordination, or tax strategies.

Ask for references from current clients and confirm how they handle conflicts of interest.

Quality signals to look for

Look for advisors who provide transparent fee disclosures in writing and explain their investment philosophy clearly. Verify that any advisor you consider has passed background checks and maintains current licenses on file with regulatory bodies. Be cautious of advisors who pressure you to commit immediately, offer guaranteed returns, or insist on cash-only payments without documentation. A reputable advisor will welcome questions about their credentials and past performance.

Common financial_advisor services

Assets Under Management (AUM) Fee

A fee structure where the advisor charges an annual percentage of the assets they actively manage for you.

Flat-Fee Comprehensive Financial Plan

A one-time fee for a detailed written financial plan covering goals, investments, tax strategy, and retirement.

Hourly Financial Consultation

Pay-as-you-go hourly rate for specific financial advice or plan reviews without ongoing management.

Retirement Planning Package

Specialized service focused on building a retirement strategy, income projections, and Social Security optimization.

Estate Planning Coordination

Guidance on structuring your estate, working with attorneys on wills, trusts, and beneficiary designations.

Tax-Loss Harvesting Service

Strategic selling of investments at a loss to offset capital gains and reduce your annual tax liability.

Annual Advisor Retainer (Flat-Fee Ongoing)

A fixed yearly fee for ongoing advice, portfolio reviews, and adjustments to your financial plan.

Frequently asked questions

How much does a Flat-Fee Comprehensive Financial Plan cost in St Paul?

The median cost for a Flat-Fee Comprehensive Financial Plan in St Paul is $3,250. This covers a detailed written plan addressing your goals, investments, and long-term strategy.

How many financial advisors are currently available in St Paul, MO?

There is 1 active financial advisor listed in St Paul. You may want to check nearby cities like St. Louis, Kansas City, Chesterfield, and Clayton for additional options.

What should I ask a financial advisor about their fees?

Ask whether they charge hourly rates, flat fees, assets under management (AUM), or retainer fees. Request a written breakdown of all costs and confirm whether they are a fiduciary required to act in your best interest.

How do I verify a financial advisor's credentials in St Paul?

Check the advisor's licenses and registrations with the SEC, FINRA, or your state's financial regulator. Ask for their CRD (Central Registration Depository) number and verify it on FINRA's BrokerCheck or the SEC's Investment Adviser Public Disclosure database.

What services do financial advisors in St Paul typically offer?

Common services include comprehensive financial planning, retirement planning, estate planning coordination, tax-loss harvesting, hourly consultations, and ongoing portfolio management under AUM or retainer fee arrangements.